Unlock the Benefits of the Citi Strata Premier Credit Card
The Citi Strata Premier Credit Card is designed to offer exceptional rewards and benefits, tailored for those who want to maximize their everyday purchases, travel experiences, and financial flexibility.
By: Fin Copilot

High Reward Rates
Earn 3 points for every dollar spent on travel-related purchases, including flights, hotels, car rentals, and more. This elevated rate allows you to accumulate points faster whenever you're on the move, turning your expenses into valuable rewards. Ideal for frequent travelers, these points can later be redeemed for flights, hotel stays, gift cards, or transferred to airline and hotel partners. It’s a smart way to make your travels more rewarding while maximizing the value of every trip.

No Foreign Transaction Fees
Use your card internationally without worrying about additional charges. With no foreign transaction fees, you save up to 3% on every purchase made abroad. Whether you're shopping in Paris, dining in Tokyo, or booking online from an international retailer, your card works seamlessly and affordably. This benefit is perfect for globetrotters and digital nomads who want to enjoy their travels without hidden costs. Spend freely, travel smart, and avoid unnecessary fees wherever your journey takes you.

Comprehensive Protection
Travel with peace of mind knowing you're covered by comprehensive protections. The card includes trip cancellation/interruption insurance, travel accident coverage, delayed baggage assistance, and purchase protection for eligible items. Whether you're facing an unexpected delay or a damaged item, you're backed by strong support and reimbursement options. These benefits are designed to safeguard your finances and provide extra confidence every time you use your card, whether on the road or at home. Convenience meets security in one package.

Exclusive Offers
Gain access to exclusive promotions, partner discounts, and limited-time offers through your card. From hotel upgrades and dining perks to retail savings and travel bonuses, these special deals elevate your lifestyle and increase your purchasing power. Whether you’re looking for unique experiences or simply want more value in everyday transactions, the curated offers available to cardholders help you get the most from your spending. It's a premium benefit that brings luxury and savings together seamlessly.
Unlock the Benefits of the Citi Strata Premier Credit Card
The Citi Strata Premier Credit Card is designed to offer exceptional rewards and benefits, tailored for those who want to maximize their everyday purchases and travel experiences. With features like high reward rates on travel and dining, no foreign transaction fees, exclusive offers, comprehensive travel protections, and access to premium travel services, this card provides both value and convenience for frequent travelers looking to enhance their journey.
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What is the annual fee for the Citi Strata Premier Credit Card?
The Citi Strata Premier Credit Card has a $0 introductory annual fee for the first year, followed by a standard annual fee thereafter.
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Can I earn points on non-travel purchases?
Yes, you can earn 2 points per dollar on dining and entertainment, and 1 point per dollar on all other purchases.
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Are there any foreign transaction fees?
No, the Citi Strata Premier Credit Card does not charge any foreign transaction fees.
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What types of protection benefits are included?
The card offers travel and purchase protection, including trip cancellation and interruption insurance, auto rental collision damage waiver, and extended warranty protection.
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How quickly will I receive my card after approval?
Once approved, you will receive your Citi Strata Premier Credit Card within 7-10 business days.
About the Citi Strata Premier Credit Card
The Citi Strata Premier Credit Card is crafted for individuals who seek to maximize rewards on their everyday spending and travel expenses. With this card, you earn 3 points per dollar on travel purchases, 2 points per dollar on dining and entertainment, and 1 point per dollar on all other purchases. This tiered rewards structure ensures that you get the most out of your spending, particularly when traveling or enjoying leisure activities. One of the standout features of the Citi Strata Premier Credit Card is the absence of foreign transaction fees. This is a significant advantage for frequent travelers, as it allows you to make purchases abroad without incurring additional costs. Moreover, the card provides access to a range of travel and purchase protection benefits. These include trip cancellation and interruption insurance, auto rental collision damage waiver, and extended warranty protection, which help safeguard your purchases and travel plans. The card also comes with a $0 introductory annual fee for the first year, after which a standard fee applies. This makes it an attractive option for those looking to try out its benefits without an immediate cost commitment. Additionally, cardholders can enjoy exclusive offers and discounts from Citi's network of partners, adding even more value to the card. Overall, the Citi Strata Premier Credit Card is an excellent choice for those who want to earn significant rewards and enjoy a variety of travel-related benefits. Its comprehensive protection features and absence of foreign transaction fees make it particularly appealing to frequent travelers.