The Delta SkyMiles® Platinum Business card from American Express is designed to cater to the needs of business owners and frequent travelers looking to elevate their travel experiences. With a robust array of benefits and rewards, this card stands out as a valuable tool for those who frequently fly with Delta Airlines and seek to maximize their travel expenditures.

For business owners, the Delta SkyMiles® Platinum Business card not only simplifies expense management but also enhances travel with practical benefits such as first checked bag free on Delta flights and discounts on award travel bookings. Whether you’re booking flights for business meetings or planning personal getaways, this card promises to deliver significant value through its tailored rewards program and comprehensive suite of travel privileges.

Key information about the Delta SkyMiles® Platinum Business card

The Delta SkyMiles® Platinum Business card offers its cardholders a range of exclusive benefits designed to maximize travel rewards and streamline business expense management. With an annual fee of $350, the card provides new members the opportunity to earn up to 95,000 bonus miles after spending $8,000 on purchases in the first 6 months.

Additionally, cardholders earn 3 miles per dollar spent on eligible purchases made directly with Delta and hotels, 1.5 miles per dollar on eligible U.S. shipping and transit purchases over $5,000, and 1 mile per dollar on all other purchases made with the card.

How does the annual fee work?

The annual fee of $350 for the Delta SkyMiles® Platinum Business card is billed annually to your account. It’s important to note that this fee is not waived for the first year. However, the extensive range of benefits provided by the card, such as travel credits, can help offset this cost. American Express also offers flexibility with payment options, allowing cardholders to manage their expenses effectively.

How is the credit limit determined?

Credit limits for the Delta SkyMiles® Platinum Business card are determined based on various factors, including the applicant’s creditworthiness, income, and existing financial obligations. American Express assesses each application individually to determine an appropriate credit limit that aligns with the applicant’s financial profile.

Credit card benefits 

• Generous welcome bonus: Earn up to 95,000 bonus miles after spending $8,000 on purchases in the first 6 months of card membership.
• Earn miles on purchases: Accumulate 3 miles per dollar spent on purchases made directly with Delta and at hotels, 1.5 miles per dollar on eligible U.S. shipping and transit purchases over $5,000, and 1 mile per dollar on all other eligible purchases.
• Companion certificate: Receive an annual Companion Certificate for Main Cabin domestic, Caribbean, or Central American round-trip flights after renewing your card.
• Travel statement credits: Enjoy up to $320 in statement credits annually, including $200 for Delta Stays bookings, $120 for dining at Resy restaurants, and up to $120 for rideshare purchases.
• Medallion® qualification dollars (MQD) boost: Earn $1 MQD for every $20 spent on the card, helping you achieve Delta Medallion Status faster.
• Travel benefits: Receive perks such as Zone 5 Priority Boarding, first checked bag free on Delta flights, and access to exclusive upgrades and discounts on award travel bookings.

Companion certificate

One standout benefit of the Delta SkyMiles® Platinum Business card is the annual Companion Certificate. Cardholders can enjoy a complimentary companion ticket each year on Main Cabin domestic, Caribbean, or Central American roundtrip flights after renewing their card. This can lead to significant savings on travel expenses for business or personal trips.

Disadvantages

• High annual fee: The card comes with a significant annual fee of $350, which may be a deterrent for those who do not travel frequently enough to fully utilize the card’s benefits.
• Delta-centric rewards: While advantageous for Delta frequent flyers, the rewards structure heavily favors spending with Delta Airlines, potentially limiting flexibility for those who prefer to fly with other airlines.
• Limited non-travel benefits: The card focuses predominantly on travel-related perks and may not offer as many benefits for everyday spending categories like groceries or gas purchases compared to other premium cards.

Limited non-delta benefits

A notable disadvantage is the card’s heavy emphasis on Delta-related rewards and benefits. If you primarily fly with airlines other than Delta or prefer a more generalized travel rewards program, this card may not fully meet your needs.

Who can apply for this card?

To apply for the Delta SkyMiles® Platinum Business Card, applicants typically need to meet certain criteria:

• Age and residency: Must be at least 18 years old and a U.S. resident.
• Income requirement: A minimum annual income is required, though specific figures may vary.
• Credit score: Generally, a good to excellent credit score is preferred for approval.
• Other considerations: American Express may also consider factors like existing debt obligations and credit history.

How to apply for the Delta SkyMiles® Platinum Business card

Via WebSite

To apply for the Delta SkyMiles® Platinum Business card through the American Express website, the process is straightforward and user-friendly. First, navigate to the official American Express website and locate the section specifically for business credit cards. Once there, you’ll find detailed information about the Delta SkyMiles® Platinum Business Card, including its benefits, terms, and eligibility criteria.

Next, click on the “Apply Now” button associated with the Delta SkyMiles® Platinum Business card. This action will direct you to a secure application page where you’ll need to provide personal and business information, such as your full name, contact details, business address, and Taxpayer Identification Number (TIN) or Employer Identification Number (EIN).

During the application process, you’ll also be required to disclose financial details, including your annual income and any additional sources of revenue. American Express uses this information to assess your creditworthiness and determine the appropriate credit limit for your account.

Once you’ve completed the application form, review all the provided information carefully to ensure accuracy. After submitting your application, American Express will typically provide an instant decision regarding your approval status. If additional information is needed, American Express may contact you via email or phone to further verify details.

Upon approval, you can expect to receive your Delta SkyMiles® Platinum Business card within a few business days by mail. It’s important to activate your card upon receipt and familiarize yourself with the terms and conditions, including how to maximize the card’s benefits for your business travel and expenses.