Travel enthusiasts and frequent flyers always look for ways to make their travel experiences smoother, more enjoyable, and rewarding. RBC Avion Visa Infinite Privilege stands out as a premier travel credit card designed to cater to such needs. Offering a blend of luxurious benefits and extensive rewards, this card is more than just a financial tool; it’s a gateway to exclusive travel privileges and experiences.

As a luxury travel credit card, RBC Avion Visa Infinite Privilege provides cardholders with numerous advantages that enhance their journeys, whether for business or pleasure. From earning Avion points on every purchase to accessing exclusive airport services, this card aims to deliver a superior travel experience for its users.

Key information about the credit card

How does the annual fee work?

The RBC Avion Visa Infinite Privilege card comes with an annual fee of $399, a reflection of its premium status and the high-end benefits it offers. This fee is billed annually and can be paid in full when it appears on your statement. While there isn’t an option to waive this fee entirely, the value you receive from the card’s rewards and benefits can far outweigh the cost.

How is the credit limit determined?

The credit limit for the RBC Avion Visa Infinite Privilege card is determined based on the applicant’s creditworthiness and financial profile. For conventional credit cards, the institution reviews various factors, including the applicant’s credit score, income level, and overall financial health. This thorough evaluation ensures that the assigned credit limit aligns with the cardholder’s ability to manage debt responsibly.

Advantages of the credit card

• Earn Avion points quickly: Cardholders earn 1.25 Avion points for every dollar spent, allowing points to accumulate rapidly for future travel redemptions.
• Flexible travel bookings: You can book flights on any airline, at any time, without blackout periods, offering unparalleled flexibility and convenience.
• Luxury travel perks: Enjoy global airport lounge access, fast track lanes for airport security, and dedicated airport parking at select Canadian airports.
• Comprehensive insurance coverage: The card includes extensive insurance options such as mobile device insurance, trip cancellation and interruption insurance, and emergency medical coverage.
• Instant fuel savings: Link your card to your Petro-Canada account to save 3¢ per liter on fuel and earn 20% more Petro-Points and Avion points.
• Exclusive ski pass offers: Take advantage of the Friday Friend Pass, which offers a free lift pass when you purchase one at participating ski resorts across Canada.

Standout advantage

One of the standout advantages of the RBC Avion Visa Infinite Privilege card is its unparalleled flexibility in travel bookings. Unlike many travel reward cards that restrict you to specific airlines or flights, this card allows you to book travel on any airline, at any time. This means no blackout dates or limited availability, giving you the freedom to travel according to your schedule and preferences.

Disadvantages

• High annual fee: The $399 annual fee may be a significant expense for some users, particularly if they don’t fully utilize the card’s benefits.
• Income requirements: The card requires a high minimum personal or household income, making it inaccessible to a broader audience.
• Higher merchant fees: Premium cards like this often impose higher acceptance costs on merchants, which could lead to some places not accepting the card.
• Complexity of rewards: Navigating and maximizing the rewards system can be complex and may require careful planning and management.

A standout disadvantage

A notable disadvantage of the RBC Avion Visa Infinite Privilege card is its high-income requirement. Applicants must have a minimum personal or household income of $200,000, which excludes many potential users. This requirement ensures the card remains exclusive but limits access to its luxurious benefits to a more affluent segment of the population.

Who can apply for this card?

Applying for the RBC Avion Visa Infinite Privilege card comes with specific prerequisites. To be eligible, applicants must meet the minimum income requirement of $200,000 annually, either individually or combined within a household. Additionally, applicants should have a good to excellent credit score, reflecting their ability to manage debt responsibly.

The card is not available to individuals with poor credit or those who are currently bankrupt. While a comprehensive credit check is part of the application process, having a stable income and solid financial history significantly enhances the chances of approval. Applicants must also provide proof of income, such as pay stubs or tax returns, to verify their financial standing.

How to apply for the RBC Avion Visa Infinite Privilege card

For the website

Applying for the RBC Avion Visa Infinite Privilege card through the RBC website is a quick and secure method. Begin by visiting the RBC credit cards page and selecting the Avion Visa Infinite Privilege card. Click on the “apply now” button to start your application. You will be prompted to enter your personal information, including your name, address, and financial details.

Ensure all information is accurate to avoid delays in processing. Once you have completed the form, submit your application. RBC will review your information and provide a response typically within 60 seconds. If approved, your card will be mailed to you, and you can start enjoying its benefits immediately upon activation.

Through the app

For those who prefer using mobile devices, the RBC Mobile App offers a convenient way to apply for the RBC Avion Visa Infinite Privilege card. Download the app from your device’s app store and log in using your RBC online banking credentials. Navigate to the credit cards section and select the Avion Visa Infinite Privilege card. 

Follow the prompts to complete your application, entering your personal and financial details as requested. The app allows you to upload any necessary documents directly, making the process even more straightforward. Once submitted, you will receive an instant response regarding your application status.

At the branch

If you prefer a more personalized approach, applying in person at an RBC branch is an excellent option. Visit your nearest RBC branch and speak with a representative about applying for the RBC Avion Visa Infinite Privilege card. The representative will guide you through the application process, helping you complete the necessary forms and answering any questions you might have.

You will need to bring identification and proof of income, such as recent pay stubs or tax returns, to support your application. This face-to-face interaction ensures that you fully understand the card’s benefits and requirements, providing a comprehensive overview of what to expect. Once your application is submitted, RBC will review it, and you will receive a response promptly.