Wells Fargo Active Cash® Card – Max rewards
The Wells Fargo Active Cash® Card gives 2% cash back on all purchases.
By: Fin Copilot
2% Cash Rewards
Earn 2% cash back on all purchases with no categories. Rewards never expire.
No Annual Fee
Get rewards with no annual fee. Great for daily use and big buys.
Introductory 0% APR
0% intro APR for 15 months on purchases and transfers. Then 19.99%-29.99% variable APR.
Sign-Up Bonus
Get $200 after spending $1,000 in 3 months. Easy bonus for spending.
Overview of the Wells Fargo Active Cash® Card
The Wells Fargo Active Cash® Card offers unlimited 2% cash back on all purchases with no annual fee. It includes a 0% intro APR for 15 months on purchases and balance transfers (then 19.99%-29.99% variable APR) and a $200 sign-up bonus after $1,000 spent in 3 months. It’s a simple, valuable card with steady rewards and no hassle.
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What credit score is needed to qualify for the Wells Fargo Active Cash® Card?
Applicants typically need a good to excellent credit score, generally 670 or higher, to be considered for the Wells Fargo Active Cash® Card.
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Are there foreign transaction fees with the Wells Fargo Active Cash® Card?
Yes, the card charges a foreign transaction fee of 3% on purchases made outside the United States.
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How can I redeem my cash back rewards?
Cash back rewards can be redeemed through the Wells Fargo online portal as a statement credit, direct deposit into a Wells Fargo account, or as a paper check.
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Does the Wells Fargo Active Cash® Card offer any travel benefits?
While primarily a cash back card, it does offer travel benefits such as travel and emergency assistance services and auto rental collision damage waiver.
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Can I add an authorized user to my Wells Fargo Active Cash® Card?
Yes, you can add authorized users to your account. Their purchases will earn cash back rewards, which will be applied to the primary cardholder's account.
How to Apply for the Wells Fargo Active Cash® Card
Apply online at Wells Fargo’s website by filling in your personal and income details, in person at a branch with a representative, or by phone via customer service. Check your credit score first, as this card requires good to excellent credit. Approval decisions typically arrive within a few business days.