Build Credit with No Fees or Hassle
The Chime Credit Builder Card is your partner for building credit easily and securely. With no annual fees, interest charges, or credit checks, it simplifies financial growth for everyone.
Por: Fin Copilot
Take charge of your financial future with the Chime Credit Builder Card. Perfect for those new to credit or looking to rebuild, it offers a secure, straightforward way to boost your credit score. By using your own deposits as your spending limit, you eliminate the risk of overspending. Plus, on-time payments are reported to all major credit bureaus, ensuring your efforts lead to real progress.
thumb_up Why You’ll Love This Card
Discover the benefits of the Chime Credit Builder Card: no fees, no interest, no credit checks, and automated credit reporting.
- done No Annual Fees: Enjoy a cost-free path to building credit.
- done No Credit Check: Accessible to everyone, regardless of credit history.
- done No Interest Charges: Spend without worrying about debt accumulation.
- done Credit Reporting: Boost your score with timely payment reports.
thumb_down Points to Consider
While the Chime Credit Builder Card has many perks, some limitations should be noted.
- close Requires a Chime Spending Account for access.
- close Spending limit is based on your secured deposit.
- close Not suitable for those seeking traditional credit card rewards.
help Steps to Get Started
- Open a Chime Spending Account to get started.
- Deposit funds into your Credit Builder secured account.
- Access the Chime app and request the card.
- Receive your card within a few business days.
- Activate the card via the Chime app.
- Use the card responsibly and build your credit score.