Explore the Benefits of Chase Sapphire Reserve
The Chase Sapphire Reserve card offers exceptional rewards and benefits, making it a top choice for frequent travelers and dining enthusiasts. With generous points on travel and dining and plus premium perks like travel credits.
By: Fin Copilot
Earn Unlimited Points
With the Chase Sapphire Reserve® Card, you earn unlimited 3X points on travel purchases immediately after receiving the $300 annual travel credit. This includes flights, hotels, rideshares, and more. Once you reach the credit threshold, your travel spending becomes even more rewarding. There are no earning caps, no category restrictions, and your points never expire as long as your account is open. This makes the card a powerful tool for frequent travelers who want to turn every trip into a future opportunity for even more experiences.
Dining Rewards
Whether you're dining out locally or enjoying fine cuisine abroad, the Chase Sapphire Reserve® Card rewards you with 3X points on every dining purchase. This includes restaurants, cafes, delivery services, and eligible takeout, all around the world. You’re not limited to U.S. transactions, which means that your culinary adventures across borders are always rewarded. It’s the perfect card for food lovers and travelers alike, helping you turn meals into memorable experiences—and those experiences into rewards that bring you even closer to your next journey.
Luxury Travel Benefits
Cardholders gain access to an elevated travel experience with exclusive benefits like Priority Pass™ Select membership, which includes complimentary access to over 1,300 airport lounges worldwide. In addition, enjoy premium perks through the Luxury Hotel & Resort Collection, including daily breakfast for two, room upgrades when available, early check-in, late check-out, and unique amenities at select properties. These benefits are designed to enhance every step of your travel—from airport to check-out—making your journeys more comfortable, luxurious, and rewarding from beginning to end.
Travel Insurance and Protections
Travel with confidence knowing your Chase Sapphire Reserve® Card provides extensive travel insurance and protections. You’re covered with trip cancellation and interruption insurance, auto rental collision damage waiver, baggage delay reimbursement, and more. Whether your trip is unexpectedly canceled, your luggage is delayed, or your rental car is damaged, these benefits ensure you're not financially burdened. Designed for peace of mind on the road and in the air, these protections let you explore the world knowing Chase has your back—no matter where your journey takes you.
Discover Chase Sapphire Reserve
The Chase Sapphire Reserve card is renowned for its premium travel rewards and luxury benefits. Ideal for frequent travelers, it offers a substantial initial bonus, valuable points on travel and dining, and various travel protections. Cardholders also benefit from access to luxury travel perks like airport lounge access, exclusive hotel benefits, dedicated concierge service, and special car rental privileges, enhancing every travel experience.
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What credit score do I need to apply for Chase Sapphire Reserve?
You generally need a good to excellent credit score (typically 700 or higher) to qualify for the Chase Sapphire Reserve card.
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How can I maximize Chase Sapphire Reserve points?
Maximize your points by using the card for travel and dining purchases, which earn 3X points per dollar spent. Also, take advantage of the initial bonus and additional perks like travel credits.
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Is there an annual fee for Chase Sapphire Reserve?
Yes, Chase Sapphire Reserve has an annual fee. However, the benefits and rewards often outweigh the fee for frequent travelers.
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What are the travel protections offered by Chase Sapphire Reserve?
Travel protections include trip cancellation/interruption insurance, auto rental collision damage waiver, and baggage delay insurance, among others.
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How do I access Priority Pass™ Select lounges with Chase Sapphire Reserve?
Cardholders receive complimentary Priority Pass™ Select membership, allowing access to over 1,300 airport lounges worldwide.
Applying for Chase Sapphire Reserve
To apply for the Chase Sapphire Reserve card, visit the Chase website or a local branch. Applicants typically need a good to excellent credit score and must meet income requirements. The application process is straightforward, and decisions are usually prompt. Once approved, you can start enjoying the benefits immediately. The Chase Sapphire Reserve card is renowned for its premium travel rewards and exclusive perks. Earn 3x points on travel immediately after earning your $300 travel credit each year. You'll also earn 3x points on dining worldwide, ensuring you rack up rewards whether you're dining out or exploring new destinations. Additionally, each point you earn is worth 50% more when you redeem for travel through Chase Ultimate Rewards®. This means your points go further towards flights, hotels, car rentals, and more. Cardholders also enjoy access to over 1,300 airport lounges worldwide with Priority Pass™ Select membership. This perk alone enhances your travel experience by providing a comfortable space to relax and refresh before your flight. Furthermore, receive up to $100 application fee credit for Global Entry or TSA PreCheck® every four years, helping you breeze through airport security lines. Managing your Chase Sapphire Reserve card is convenient with the Chase Mobile® app, where you can track spending, make payments, and redeem rewards seamlessly. The card also offers comprehensive travel and purchase protections, including trip cancellation/interruption insurance, baggage delay insurance, and purchase protection.