Discover the Chase Freedom Flex Card
This card offers unbeatable cash-back rewards, flexible spending options, and no annual fees.
By: Fin Copilot
5% Cash Back on Rotating Categories
Earn 5% cash back on up to $1,500 in combined purchases each quarter in bonus categories that rotate throughout the year. These categories often include essentials like groceries, gas stations, restaurants, and online retailers—helping you save on the things you buy most. Simply activate each quarter to start earning enhanced rewards. This structure allows you to maximize value strategically throughout the year, making your everyday spending significantly more rewarding with zero additional cost to you.
3% Cash Back on Dining and Drugstores
Enjoy 3% cash back automatically on dining purchases, including takeout and delivery, as well as on purchases at drugstores. Whether you’re grabbing coffee, ordering dinner, or picking up essentials at your local pharmacy, you’ll earn rewards that add up fast. These are everyday spending categories that most people use regularly, turning routine transactions into valuable savings. It’s a practical and rewarding way to stretch your budget on the things that matter most in your daily life.
1% Cash Back on All Other Purchases
Earn an unlimited 1% cash back on every other purchase made with your card. There are no caps, no categories to track, and no expiration on rewards. This base rate ensures that every transaction earns you something back, whether you're shopping online, paying bills, or making in-store purchases. It's a simple and consistent way to accumulate rewards, even outside of the bonus categories. Your spending always works in your favor, no matter how or where you use your card.
0% Intro APR for 15 Months
Take advantage of a 0% introductory APR for 15 months on both purchases and balance transfers. This feature provides financial breathing room, allowing you to manage larger expenses or pay off existing credit card debt without accumulating interest during the promo period. After 15 months, a variable APR applies based on your credit profile. It’s a great tool for short-term financing or debt consolidation, offering peace of mind and flexibility when you need it most.
Maximize Your Rewards with Chase Freedom Flex℠
The Chase Freedom Flex℠ Card is perfect for those who want to earn cash back on everyday purchases. With no annual fee and rotating 5% categories, it's easy to maximize your rewards. You can also enjoy 3% cash back at restaurants and drugstores, plus 1% on all other purchases. The card also offers peace of mind with its 0% intro APR on purchases and balance transfers for 15 months, making it great for big purchases or consolidating debt. Overall, the Chase Freedom Flex℠ is a versatile, rewarding option for frequent shoppers.
-
What is the annual fee for the Chase Freedom Flex℠ Card?
There is no annual fee for the Chase Freedom Flex℠ Card, making it a cost-effective option for earning cash back.
-
How do I activate the 5% cash-back categories?
Each quarter, you’ll need to log into your Chase account or use the mobile app to activate the 5% cash-back categories.
-
Does the card offer a 0% intro APR?
Yes, the Chase Freedom Flex℠ Card offers a 0% intro APR for 15 months on both purchases and balance transfers.
-
What credit score do I need to qualify?
A credit score of 690 or higher (good to excellent) is recommended to qualify for the Chase Freedom Flex℠ Card.
-
How do I redeem my cash-back rewards?
You can redeem your cash-back rewards through the Chase Ultimate Rewards® portal for statement credits, gift cards, or travel.
How to Apply for the Chase Freedom Flex℠ Card
Applying for the Chase Freedom Flex℠ is easy and can be done online or at a Chase branch. You'll need your personal information, including your Social Security number, income details, and contact information. Once you submit your application, you typically get a decision within minutes. If approved, you'll receive your card in 7-10 business days. Ensure you have a good credit score (690 or higher) for the best approval chances. After receiving your card, activate it immediately and start earning rewards on your purchases.