When it comes to credit cards, few offers the unbeatable mix of rewards, convenience, and affordability like the Rogers World Elite Mastercard. Designed with the savvy spender in mind, this card is perfect for everyday purchases and international adventures alike. With no annual fee and impressive cash-back rates, it’s more than just a card—it’s a lifestyle upgrade.
Add exclusive travel perks, comprehensive insurance coverage, and seamless management through the Rogers Bank app, and you’ve got a winner in your wallet. Whether you’re shopping at home or abroad, the Rogers World Elite Mastercard ensures your purchases work harder for you. Dive into a world of rewards, simplified payments, and unparalleled benefits tailored to make your financial life easier and more rewarding.
Main features of the Rogers World Elite Mastercard
Issued by Rogers Bank, the Rogers World Elite Mastercard is aimed at individuals who value both simplicity and perks. This card is a standout choice for Rogers, Fido, and Shaw customers, offering elevated cash-back rates and unique benefits tied to these services. But even if you’re not a Rogers customer, the card still delivers significant rewards, including 1.5% unlimited cash back on non-U.S. dollar purchases and 3% on U.S. dollar transactions.
Rogers Bank is known for creating financial products that align with customer needs, and this card is no exception. It combines robust rewards, modern travel conveniences, and no annual fee. While its advantages shine brightest for Rogers service users, anyone seeking a high-value, cost-effective credit card can benefit from the Rogers World Elite Mastercard’s offerings.
Understanding the annual fee
Here’s the best part: there isn’t one! The Rogers World Elite Mastercard comes with zero annual fees. That’s right—no hidden costs, no surprise charges, just a straightforward card with exceptional rewards. While other premium credit cards often charge hundreds of dollars annually for comparable perks, Rogers Bank has opted to remove this barrier entirely, making this card accessible to more users.
For additional cardholders, the deal is equally sweet. You can share the card’s benefits without worrying about extra charges. Whether you’re maximizing rewards through personal spending or sharing perks with family members, the absence of an annual fee keeps things hassle-free.
Deciphering credit limits
The credit limit for the Rogers World Elite Mastercard is determined based on your financial profile. Rogers Bank assesses factors like your annual income, credit score, and existing debt to set a personalized credit limit that fits your financial habits. The minimum income requirement—$80,000 annually for individuals or $150,000 for households—ensures the card is geared toward high earners.
Additionally, maintaining good financial health and meeting the income criteria significantly enhances your chances of receiving a higher credit limit. Once approved, consistent spending and timely payments can even open the door to future limit increases.
Advantages of the Rogers World Elite Mastercard
- Cash-Back Rewards: Earn 2% cash back on all non-U.S. dollar purchases with a Rogers service, and 1.5% without. U.S. dollar purchases rake in 3% unlimited cash back.
- 1.5x Redemption Bonus: Get 50% more value when redeeming cash-back rewards for Rogers, Fido, or Shaw purchases.
- Travel Perks: Enjoy five complimentary Roam Like Home days annually for seamless travel connectivity.
- Insurance Coverage: Includes rental car collision, emergency medical, and trip interruption insurance.
- Mastercard Travel Pass: Access over 1,300 airport lounges worldwide with discounted entry.
- Zero Liability Protection: Ensures you’re not responsible for unauthorized transactions.
Standout advantage
The most striking feature of the Rogers World Elite Mastercard is its unparalleled cash-back flexibility. With no caps on earning potential and an enhanced redemption rate for Rogers services, the card transforms everyday spending into tangible rewards. Imagine earning 3% on a vacation purchase in U.S. dollars, then using the rewards for your next phone upgrade. It’s financial efficiency at its finest!
Addressing potential drawbacks
- High Income Requirement: The minimum income threshold may exclude many potential applicants.
- Limited Lounge Access: Although you gain access to lounges through Mastercard Travel Pass, each visit incurs a fee.
- Foreign Currency Fee: A 2.5% conversion fee applies to transactions made in foreign currencies.
Standout disadvantage
The card’s primary drawback is the income eligibility requirement. With a minimum personal income of $80,000 annually or $150,000 for households, many consumers are excluded. While this ensures the card targets a premium audience, it limits access for those who might otherwise benefit from its features.
Eligibility criteria
To be eligible for the Rogers World Elite Mastercard, applicants must meet specific criteria, including being a Canadian resident who has reached the age of majority in their province or territory. A minimum annual income of $80,000 for individuals or $150,000 for households is required, along with a good-to-excellent credit score to demonstrate financial responsibility.
Additionally, linking an eligible Rogers, Fido, or Shaw service account is necessary to unlock the card’s full rewards potential, making it an excellent choice for financially qualified users seeking maximum benefits. This synergy between services ensures cardholders can leverage enhanced perks tailored to their spending habits.
How to apply for the Rogers World Elite Mastercard
Applying for this card is a breeze. Whether you prefer digital convenience or a guided process, Rogers Bank provides options to suit your needs. With a simple application form and a fast approval process, you’ll be on your way to enjoying top-tier rewards in no time.
Via website
The Rogers Bank website is the go-to platform for quick and easy applications. By visiting their official site, you can fill out an online form, upload necessary documents, and track your application status. The process is intuitive and secure, ensuring your personal information remains protected.
Through the mobile application
For on-the-go applicants, the Rogers Bank app offers a seamless experience. Download the app, navigate to the credit card section, and complete your application in just a few taps. The app also allows you to monitor your account, redeem rewards, and manage spending once approved.
Through the store/branch
Unfortunately, Rogers Bank operates entirely online, meaning in-branch applications aren’t available. However, their digital platforms are designed to offer the same level of support and transparency you’d expect in a physical location.
