Wells Fargo Active Cash® Card
The Wells Fargo Active Cash® Card offers unlimited 2% cash back, no annual fee, and valuable perks for simple, rewarding spending.
By: Zienic
Unlimited 2% Cash Rewards
Earn unlimited 2% cash rewards on all eligible purchases without worrying about rotating categories or spending caps.
Welcome Bonus Offer
Receive a $200 cash rewards bonus after meeting the minimum spending requirement within the first three months of account opening.
Introductory 0% APR
Benefit from a 0% introductory APR on purchases and qualifying balance transfers for a limited period before a variable APR applies.
No Annual Fee & Added Protections
Enjoy rewards without an annual fee, plus cellphone protection and Visa Signature® benefits for extra peace of mind.
Why Choose the Wells Fargo Active Cash® Card
The Wells Fargo Active Cash® Card is designed for those who want simple, reliable rewards. Unlike cards with rotating categories, this card gives you unlimited 2% cash rewards on every eligible purchase—whether dining, groceries, travel, or online shopping. New members can earn a $200 bonus after meeting the minimum spend requirement, and the card offers an introductory 0% APR on purchases and balance transfers for a limited time. With no annual fee, cellphone protection, and Visa Signature® benefits, this card is a practical choice for maximizing everyday spending while keeping costs low.
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What credit score is needed for the Wells Fargo Active Cash® Card?
Most applicants will need a good to excellent credit score, typically 670 or higher, to qualify for the Wells Fargo Active Cash® Card.
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Does the Wells Fargo Active Cash® Card have an annual fee?
No. The Wells Fargo Active Cash® Card has no annual fee, making it a cost-effective choice for everyday purchases.
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How can I redeem rewards with the Wells Fargo Active Cash® Card?
Cash rewards can be redeemed as statement credits, direct deposits, gift cards, or applied toward travel through Wells Fargo’s rewards platform.
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Is there an introductory APR offer with this card?
Yes. New cardholders enjoy an introductory 0% APR for a limited time on purchases and qualifying balance transfers. After that, a variable APR applies.
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What protection benefits are included with the Wells Fargo Active Cash® Card?
The card offers cellphone protection when you pay your monthly bill with the card, as well as Visa Signature® benefits including purchase and travel protections.
How to Apply for the Wells Fargo Active Cash® Card
Applying for the Wells Fargo Active Cash® Card is quick and simple. Visit Wells Fargo’s official website to fill out the online application form, providing details like your name, income, address, and Social Security number. Applicants with good to excellent credit (typically 670+) have the best chances of approval. Existing Wells Fargo customers may have prefilled applications or prequalification options that don’t impact credit scores. Once approved, your card usually arrives within 7–10 business days, though you can start spending immediately by adding it to a mobile wallet. Rewards and benefits can be managed easily through the Wells Fargo online platform or mobile app.