When it comes to blending travel perks with financial flexibility, the WestJet RBC World Elite Mastercard stands out as a game-changer. Designed for those who love exploring new destinations while maximizing rewards, this card is your ticket to premium experiences and exclusive benefits.
With travel rewards that make every journey worthwhile and perks like annual companion vouchers, the WestJet RBC World Elite Mastercard is more than just a credit card—it’s your travel companion. If you’ve been searching for a financial tool that amplifies your adventures, look no further.
Main features of the WestJet RBC World Elite Mastercard
Crafted by RBC, one of Canada’s most trusted financial institutions, the WestJet RBC World Elite Mastercard caters to high-income earners who value convenience and premium experiences. Tailored for frequent travelers, this card combines financial benefits with travel rewards that are hard to match.
From earning WestJet dollars on every purchase to gaining access to exclusive airline perks, the card is designed with your wanderlust in mind. It’s especially perfect for those who appreciate flexibility, as there are no blackout periods for redeeming rewards. Whether you’re booking a business trip or a dream vacation, the WestJet RBC World Elite Mastercard ensures you travel smarter and with greater ease.
Understanding the annual fee
The annual fee for this premium card is $119, which is a small price to pay considering the extensive benefits it offers. Additional cards can be added for $59 each, allowing you to extend the perks to family members. The fee itself reflects the premium nature of the card and the exclusive benefits that come with it.
While some might hesitate at paying an annual fee, savvy travelers quickly recognize the value it brings. With perks like a companion voucher worth hundreds of dollars and free checked baggage for up to eight guests on the same reservation, the annual fee is an investment that pays for itself many times over.
Deciphering credit limits
RBC assesses several factors when determining your credit limit, ensuring it aligns with your financial profile. The bank considers your income, credit score, and overall creditworthiness before assigning a limit. Since this is a World Elite card, applicants are generally expected to have a robust financial standing.
RBC aims to provide a limit that matches your spending habits while maintaining responsible credit management. This tailored approach ensures that cardholders have ample flexibility for travel and everyday purchases without compromising financial stability.
Advantages of the WestJet RBC World Elite Mastercard
- Earn WestJet Dollars: 1.5% back on everyday purchases; 2% back on WestJet flights or vacation packages.
- Annual Companion Voucher: Travel within Canada or to/from the continental U.S. from just $119; fly to Hawaii or Mexico from $399.
- Complimentary Checked Bags: Save on baggage fees for yourself and up to eight guests.
- Status Lift: Accelerate your WestJet Rewards tier status with everyday spending.
- Fuel Savings: Save 3¢/L at Petro-Canada and earn 20% more Petro-Points.
- Enhanced Wellness Rewards: Earn 50 Be Well points per $1 spent at Rexall.
Standout advantage
The most remarkable feature of this card is undoubtedly the annual companion voucher. This perk alone can save travelers hundreds of dollars, making it ideal for couples, families, or friends who frequently travel together.
What sets this voucher apart is its flexibility. Whether you’re planning a domestic getaway or an international adventure, the voucher can be redeemed for destinations across the WestJet network. This makes it an unparalleled benefit for those who love exploring new places without breaking the bank.
Addressing potential drawbacks
- High Minimum Income Requirement: A personal income of $80,000 or household income of $150,000 is required.
- Premium Annual Fee: At $119, it might not suit infrequent travelers.
- Merchant Acceptance Fees: Some businesses might hesitate to accept this card due to its higher costs.
Standout disadvantage
The steep income requirement is the most significant barrier for potential applicants. While the benefits are undeniably appealing, the financial threshold excludes many individuals who might otherwise find this card beneficial.
Eligibility criteria
Eligibility for the WestJet RBC World Elite Mastercard requires applicants to meet specific criteria. Individuals must have a minimum personal income of $80,000 or a household income of $150,000. Additionally, a good credit score is essential, reflecting responsible financial habits. RBC ensures that applicants possess the financial capacity to fully enjoy the card’s premium benefits while maintaining financial health.
How to apply for the WestJet RBC World Elite Mastercard
Getting started with the WestJet RBC World Elite Mastercard is straightforward and user-friendly. RBC offers multiple channels for application, each designed to provide a secure and seamless experience. If you’re ready to unlock exclusive travel benefits, the next step is to dive into the application process.
Via website
Applying online is the most convenient way to secure your WestJet RBC World Elite Mastercard. RBC’s website provides a secure platform where you can complete your application in minutes. Simply input your personal and financial details, and you’ll receive a response almost instantly.
The online process is not only quick but also allows you to review the card’s features and benefits in detail before finalizing your decision. This transparency ensures that you’re fully informed every step of the way, empowering you to make a choice that aligns with your financial and travel goals.
Through the mobile application
For tech-savvy applicants, RBC’s mobile app is a fantastic alternative. Available on both Android and iOS, the app offers a streamlined application process that mirrors the convenience of the website. Simply log in or create an account, navigate to the credit cards section, and select the WestJet RBC World Elite Mastercard. The app’s intuitive interface guides you through the steps, making it easy to submit your application on the go.
Through the store/branch
Unfortunately, the WestJet RBC World Elite Mastercard cannot be applied for in person at a branch, as RBC prioritizes digital convenience for this product. While some might prefer a face-to-face interaction, the online and app-based application methods ensure a faster and more efficient process.
